How Do Insurance Companies Make Money? : Insurance Answers

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Insurance companies make money in a number of different ways depending on the situation. Find out about how insurance companies make money with help from a financial expert in this free video clip.

Expert: David Boike
Bio: David Boike, Founder and Managing Member of Retirement Resources, is a veteran in financial services with nearly three decades of experience.
Filmmaker: Jerome Sawyer

Series Description: The details regarding a particular insurance policy change depending on exactly what type of policy you’re talking about. Get information on various types of insurance policies with help from a financial expert in this free video series.
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What is Life Insurance?  | Life Insurance 101

Some people think that Life Insurance is too complicated. The truth is, it doesn’t need to be.

In this video, we’ll tell you more about what Life Insurance is, its history, and the technical terms associated with it so you can understand it better.

For other related videos, check out our Life Insurance 101 series:

Life Insurance 101 | Part 2 of 5

About the author: bestinsurance

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  1. I wish cancer for every insurance company owner and for their family too.Also wish death for the whole managment of every robber insurance companies they legally rob people.

  2. Hey can i give u money to insurae my house, sure gives money for years, tornado comes and recks house hey i need that money back now to fix my destoryed house, NOPPPPPPPE dat my friend was an act of GAWWWWDDD

  3. mmmmmmm..i will be the first to cmment this..very good informations we got here..nice work here is some tips too How Do Insurance Companies Make Money?

  4. I think level term insurance is the way to go 100%. I have done so much research in the past month. There are a few companies that "shop" the market in order to find you cheapest level term policy. I went with 1st Option Insurance because they shop more companies than the rest.


  5. Nice video. I need to advise a girlfriend who is doing mathematics to write her thesis in insurance. Please can you tell me some of the issues that analytics, big data, mathematics/stats innovation could solve for the industry in the near future? It is very important, so I would be very happy.

  6. Hi I am a Premier Unit Manager & a Licensed Financial Advisor of Philam Life. For any concerns please contact me at 09983306116/09262880155… Investments? Business? Insurance? Ano Plano Mo? Usap Tayo! God Bless You!

  7. Hi sir Rogel Espina! In my case I always asked my clients to do the payment thru bank for it is easier and safe both agent and client.You cal pay your premium in Philam Life to almost if not all leading banks. 

  8. No one live forever, it is a bet on income. Lifetime earning for person B wont reach 200k, but he can afford 40k for a 40 years policy, the profit goes to his survived family members. Of course if the house wont intervene his life n force his hand or contract cancel, insurance collect 20k, he keeps his life, his family nothing. Hello my name is Tin Can and I worked for Walt Strip.

  9. its true, very important. i have realized that after my father's death. now i have my own insurance and also pension plan. my kids got an educational plans.  but be aware too with the agent sometimes they don't pay the premium you gave to them. and its true it happen to me with Philam life agent and manager at the same time.
    rogel espina

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